• TERM FINANCE: Term finance is designed for the longer term business purposes for meeting up fixed natured regular expenditures to generate profitability of the customer. Term finance is provided to meet up various regular capital/fixed expenditures like balancing of production line, modernization of manufacturing process, expansion of capacity and space, etc.

Key Features:

• Businesses operational for at least 2 years eligible

• Adequate cash flow for servicing long-term debt

• Loan term up to 5 years, including grace period

• Repayment intervals: quarterly or monthly, with equal or structured installments

• Option to take over existing loans from other banks/financial institutions

• Interest rate and charges in line with relevant Bangladesh Bank circulars